Side-by-side · Q2 2026 data
West Valley National Bank vs Florida West Coast Credit Union
Metric by metric
| Measure | West Valley National Bank | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 44 | 70 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 0 | 52 (stronger) |
| Funding & liquidity | 44 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 14th | 76th |
| Total assets | $74.3M | $144.2M |
| Deposits / shares | $59.4M | $127.4M |
| Capital ratio | 9.36% | 12.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 0.00% (stronger) | 0.41% |
| Return on assets | -1.75% | 0.79% (stronger) |
| Loans ÷ deposits | 109.3% | 58.0% (stronger) |
| Uninsured deposits | 21.2% | 2.2% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), West Valley National Bank leads on 2 and Florida West Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.