Side-by-side · Q2 2026 data
Westacres Credit Union vs Lake Superior Credit Union
Metric by metric
| Measure | Westacres Credit Union | Lake Superior Credit Union |
|---|---|---|
| TellerScore | 82 | 96 (stronger) |
| Capital cushion | 85 | 93 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 70th | 97th |
| Total assets | $7.1M | $11.2M |
| Deposits / shares | $6.0M | $9.5M |
| Capital ratio | 13.47% | 14.32% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.28% | 2.19% (stronger) |
| Loans ÷ deposits | 19.0% (stronger) | 61.9% |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Superior Credit Union has the higher TellerScore (96 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Westacres Credit Union leads on 4 and Lake Superior Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.