Side-by-side · Q2 2026 data
Westamerica Bank vs Rolling F Credit Union
Metric by metric
| Measure | Westamerica Bank | Rolling F Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 53 | 70 (stronger) |
| Loan quality | 96 (stronger) | 73 |
| Earnings | 94 (stronger) | 56 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 86th | 52nd |
| Total assets | $5.8B | $63.9M |
| Deposits / shares | $4.8B | $56.1M |
| Capital ratio | 10.27% | 11.96% (stronger) |
| Problem loans | 0.12% (stronger) | 0.80% |
| Net charge-offs | 0.14% | -0.08% (stronger) |
| Return on assets | 1.84% (stronger) | 0.91% |
| Loans ÷ deposits | 13.8% (stronger) | 59.5% |
| Uninsured deposits | 49.6% | 8.8% (stronger) |
| Offices | 75 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westamerica Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 4 and Rolling F Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.