Side-by-side · Q2 2026 data
Westamerica Bank vs Travis Credit Union
Metric by metric
| Measure | Westamerica Bank | Travis Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 65 |
| Capital cushion | 53 | 54 (stronger) |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 94 (stronger) | 50 |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 41st |
| Total assets | $5.8B | $5.9B |
| Deposits / shares | $4.8B | $4.8B |
| Capital ratio | 10.27% | 10.44% (stronger) |
| Problem loans | 0.12% (stronger) | 0.67% |
| Net charge-offs | 0.14% (stronger) | 0.64% |
| Return on assets | 1.84% (stronger) | 0.75% |
| Loans ÷ deposits | 13.8% (stronger) | 92.1% |
| Uninsured deposits | 49.6% | 12.1% (stronger) |
| Offices | 75 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.2% |
Westamerica Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Westamerica Bank leads on 5 and Travis Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.