Side-by-side · Q2 2026 data
Westconsin Credit Union vs Royal Credit Union
Metric by metric
| Measure | Westconsin Credit Union | Royal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 80 (stronger) | 58 |
| Loan quality | 79 | 86 (stronger) |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 81 (stronger) | 63 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 84th | 70th |
| Total assets | $2.2B | $5.9B |
| Deposits / shares | $1.9B | $5.2B |
| Capital ratio | 12.95% (stronger) | 10.83% |
| Problem loans | 0.64% | 0.43% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.59% |
| Return on assets | 1.10% | 1.47% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 97.5% |
| Uninsured deposits | 5.9% (stronger) | 11.2% |
| Offices | 16 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 11.3% |
Westconsin Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Westconsin Credit Union leads on 5 and Royal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eau Claire, WI
- Menomonie, WI
- Rice Lake, WI
- New Richmond, WI
- River Falls, WI
- Altoona, WI