Side-by-side · Q2 2026 data
Westedge Federal Credit Union vs Northwest Plus Credit Union
Credit union
Westedge Federal Credit Union
Bellingham, Washington · Under $100 million in assets
Metric by metric
| Measure | Westedge Federal Credit Union | Northwest Plus Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 56 | 73 (stronger) |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 68th | 71st |
| Total assets | $79.2M | $315.2M |
| Deposits / shares | $66.1M | $273.8M |
| Capital ratio | 17.38% (stronger) | 13.56% |
| Problem loans | 1.32% | 0.80% (stronger) |
| Net charge-offs | 0.93% | 0.69% (stronger) |
| Return on assets | 1.09% (stronger) | 0.67% |
| Loans ÷ deposits | 54.0% (stronger) | 63.9% |
| Uninsured deposits | 2.6% (stronger) | 12.9% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
Westedge Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Westedge Federal Credit Union leads on 5 and Northwest Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.