Side-by-side · Q2 2026 data
Western Bank vs Artesia Credit Union
Metric by metric
| Measure | Western Bank | Artesia Credit Union |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 80th | 80th |
| Total assets | $350.5M | $172.7M |
| Deposits / shares | $313.2M | $144.0M |
| Capital ratio | 11.14% | 16.12% (stronger) |
| Problem loans | 0.00% (stronger) | 1.08% |
| Net charge-offs | 0.01% (stronger) | 0.36% |
| Return on assets | 2.80% (stronger) | 1.33% |
| Loans ÷ deposits | 54.6% (stronger) | 79.9% |
| Uninsured deposits | 62.7% | 16.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Western Bank leads on 4 and Artesia Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Artesia, NM