Side-by-side · Q2 2026 data
Western Bank vs Centinel Bank of Taos
Metric by metric
| Measure | Western Bank | Centinel Bank of Taos |
|---|---|---|
| TellerScore | 81 (stronger) | 79 |
| Capital cushion | 61 (stronger) | 42 |
| Loan quality | 100 | 100 |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 73 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 75th |
| Total assets | $350.5M | $424.8M |
| Deposits / shares | $313.2M | $387.6M |
| Capital ratio | 11.14% (stronger) | 9.22% |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.80% (stronger) | 2.10% |
| Loans ÷ deposits | 54.6% | 42.5% (stronger) |
| Uninsured deposits | 62.7% | 39.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Bank has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 4 and Centinel Bank of Taos on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.