Side-by-side · Q2 2026 data
Western Bank vs Victory Bank
Metric by metric
| Measure | Western Bank | Victory Bank |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 48 | 71 (stronger) |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 94 (stronger) | 61 |
| Funding & liquidity | 48 | 62 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 47th | 68th |
| Total assets | $947.2M | $284.8M |
| Deposits / shares | $796.9M | $250.0M |
| Capital ratio | 9.77% | 12.11% (stronger) |
| Problem loans | 0.31% | 0.05% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.84% (stronger) | 1.02% |
| Loans ÷ deposits | 95.8% | 62.9% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 47.0% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Victory Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 2 and Victory Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.