Side-by-side · Q2 2026 data
Western Bank vs Cochise Credit Union
Metric by metric
| Measure | Western Bank | Cochise Credit Union |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 79 (stronger) | 57 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 76 | 82 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 82nd | 80th |
| Total assets | $325.9M | $74.5M |
| Deposits / shares | $285.7M | $61.2M |
| Capital ratio | 12.21% | 17.73% (stronger) |
| Problem loans | 0.64% (stronger) | 1.29% |
| Net charge-offs | -0.08% (stronger) | 0.37% |
| Return on assets | 1.94% | 2.01% (stronger) |
| Loans ÷ deposits | 26.2% (stronger) | 77.8% |
| Uninsured deposits | 37.2% | 4.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cochise Credit Union has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Western Bank leads on 3 and Cochise Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Willcox, AZ