Side-by-side · Q2 2026 data
Western Commerce Bank vs Four Corners Community Bank
Metric by metric
| Measure | Western Commerce Bank | Four Corners Community Bank |
|---|---|---|
| TellerScore | 51 | 75 (stronger) |
| Capital cushion | 38 | 46 (stronger) |
| Loan quality | 23 | 88 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 8th | 61st |
| Total assets | $863.5M | $662.3M |
| Deposits / shares | $779.5M | $569.1M |
| Capital ratio | 8.82% | 9.62% (stronger) |
| Problem loans | 2.30% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 3.21% (stronger) | 2.06% |
| Loans ÷ deposits | 63.9% (stronger) | 77.8% |
| Uninsured deposits | 66.1% | 33.0% (stronger) |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
Four Corners Community Bank has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Western Commerce Bank leads on 3 and Four Corners Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.