Side-by-side · Q2 2026 data
Western Cooperative vs Dakota West Credit Union
Metric by metric
| Measure | Western Cooperative | Dakota West Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 61 |
| Capital cushion | 92 | 92 |
| Loan quality | 0 | 0 |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 95 (stronger) | 86 |
| Problem-loan coverage | 80 (stronger) | 74 |
| Peer percentile | 31st | 24th |
| Total assets | $522.2M | $326.5M |
| Deposits / shares | $452.5M | $282.8M |
| Capital ratio | 14.20% (stronger) | 14.17% |
| Problem loans | 3.17% | 3.14% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 1.27% (stronger) | 1.09% |
| Loans ÷ deposits | 52.6% (stronger) | 58.8% |
| Uninsured deposits | 19.6% (stronger) | 27.7% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 51.5% |
Western Cooperative has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Western Cooperative leads on 6 and Dakota West Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.