Side-by-side · Q2 2026 data
Western Dakota Bank vs Community Bank
Metric by metric
| Measure | Western Dakota Bank | Community Bank |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 42 | 72 (stronger) |
| Loan quality | 79 | 80 (stronger) |
| Earnings | 64 (stronger) | 57 |
| Funding & liquidity | 75 | 90 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 28th | 56th |
| Total assets | $85.6M | $69.3M |
| Deposits / shares | $77.3M | $60.2M |
| Capital ratio | 9.20% | 12.20% (stronger) |
| Problem loans | 0.62% | 0.60% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.11% (stronger) | 0.93% |
| Loans ÷ deposits | 35.7% (stronger) | 69.8% |
| Uninsured deposits | 37.8% | 11.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Western Dakota Bank leads on 3 and Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.