Side-by-side · Q2 2026 data
Western National Bank vs Swedish-American State Bank
Metric by metric
| Measure | Western National Bank | Swedish-American State Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 41 | 88 (stronger) |
| Loan quality | 99 (stronger) | 69 |
| Earnings | 80 | 93 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 57th | 73rd |
| Total assets | $257.4M | $55.5M |
| Deposits / shares | $232.0M | $43.7M |
| Capital ratio | 9.15% | 13.75% (stronger) |
| Problem loans | 0.02% (stronger) | 0.93% |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 1.51% | 1.83% (stronger) |
| Loans ÷ deposits | 87.1% | 82.8% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 15.7% |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Swedish-American State Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 2 and Swedish-American State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.