Side-by-side · Q2 2026 data
Western National Bank vs North Shore Federal Credit Union
Metric by metric
| Measure | Western National Bank | North Shore Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 74 (stronger) |
| Capital cushion | 35 | 78 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 25 | 44 (stronger) |
| Funding & liquidity | 60 | 68 (stronger) |
| Problem-loan coverage | 52 | 96 (stronger) |
| Peer percentile | 11th | 63rd |
| Total assets | $135.8M | $284.8M |
| Deposits / shares | $108.8M | $246.7M |
| Capital ratio | 8.52% | 12.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 0.14% | 0.59% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 91.9% |
| Uninsured deposits | 28.5% | 5.9% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.3% |
North Shore Federal Credit Union has the higher TellerScore (74 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 3 and North Shore Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.