Side-by-side · Q2 2026 data
Western New York Federal Credit Union vs Lufthansa Emp. Federal Credit Union
Credit union
Western New York Federal Credit Union
West Seneca, New York · Under $100 million in assets
Credit union
Lufthansa Emp. Federal Credit Union
Westbury, New York · Under $100 million in assets
Metric by metric
| Measure | Western New York Federal Credit Union | Lufthansa Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 63 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 62nd | 72nd |
| Total assets | $92.6M | $95.2M |
| Deposits / shares | $81.5M | $78.7M |
| Capital ratio | 11.47% | 17.44% (stronger) |
| Problem loans | 0.33% (stronger) | 0.36% |
| Net charge-offs | 0.22% | 0.06% (stronger) |
| Return on assets | 1.07% (stronger) | 0.41% |
| Loans ÷ deposits | 58.7% | 6.1% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 24.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lufthansa Emp. Federal Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Western New York Federal Credit Union leads on 3 and Lufthansa Emp. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.