Side-by-side · Q2 2026 data
Western New York Federal Credit Union vs St. Pius X Church Federal Credit Union
Credit union
Western New York Federal Credit Union
West Seneca, New York · Under $100 million in assets
Credit union
St. Pius X Church Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Western New York Federal Credit Union | St. Pius X Church Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 45 |
| Capital cushion | 65 (stronger) | 49 |
| Loan quality | 89 (stronger) | 15 |
| Earnings | 63 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 97 (stronger) | 67 |
| Peer percentile | 62nd | 5th |
| Total assets | $92.6M | $97.5M |
| Deposits / shares | $81.5M | $87.9M |
| Capital ratio | 11.47% (stronger) | 9.87% |
| Problem loans | 0.33% (stronger) | 2.54% |
| Net charge-offs | 0.22% (stronger) | 0.46% |
| Return on assets | 1.07% (stronger) | 0.35% |
| Loans ÷ deposits | 58.7% (stronger) | 70.7% |
| Uninsured deposits | 2.6% (stronger) | 14.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western New York Federal Credit Union has the higher TellerScore (79 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Western New York Federal Credit Union leads on 7 and St. Pius X Church Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.