Side-by-side · Q2 2026 data
Western Sun Federal Credit Union vs First Family Federal Credit Union
Credit union
Western Sun Federal Credit Union
Broken Arrow, Oklahoma · $100 million – $1 billion
Credit union
First Family Federal Credit Union
Henryetta, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Western Sun Federal Credit Union | First Family Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 24 | 41 (stronger) |
| Funding & liquidity | 65 | 76 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 60th | 45th |
| Total assets | $181.5M | $154.4M |
| Deposits / shares | $148.2M | $135.5M |
| Capital ratio | 17.57% (stronger) | 11.63% |
| Problem loans | 0.71% | 0.62% (stronger) |
| Net charge-offs | 0.69% | 0.54% (stronger) |
| Return on assets | 0.09% | 0.52% (stronger) |
| Loans ÷ deposits | 95.7% | 83.9% (stronger) |
| Uninsured deposits | 2.7% | 1.2% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Western Sun Federal Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Western Sun Federal Credit Union leads on 2 and First Family Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Okmulgee, OK