Side-by-side · Q2 2026 data
Western Vista Federal Credit Union vs Meridian Trust Federal Credit Union
Metric by metric
| Measure | Western Vista Federal Credit Union | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 74 (stronger) |
| Capital cushion | 43 | 79 (stronger) |
| Loan quality | 77 (stronger) | 73 |
| Earnings | 50 | 58 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 26th | 63rd |
| Total assets | $280.8M | $730.5M |
| Deposits / shares | $235.3M | $627.7M |
| Capital ratio | 9.35% | 12.92% (stronger) |
| Problem loans | 0.68% (stronger) | 0.82% |
| Net charge-offs | 0.59% | 0.29% (stronger) |
| Return on assets | 0.75% | 0.95% (stronger) |
| Loans ÷ deposits | 87.7% | 84.6% (stronger) |
| Uninsured deposits | 6.6% | 5.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Meridian Trust Federal Credit Union has the higher TellerScore (74 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Western Vista Federal Credit Union leads on 1 and Meridian Trust Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.