Side-by-side · Q2 2026 data
Westerra Credit Union vs Bellco Credit Union
Metric by metric
| Measure | Westerra Credit Union | Bellco Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 55 |
| Capital cushion | 53 | 53 |
| Loan quality | 83 (stronger) | 51 |
| Earnings | 39 | 49 (stronger) |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 93 (stronger) | 76 |
| Peer percentile | 41st | 13th |
| Total assets | $2.1B | $8.5B |
| Deposits / shares | $1.7B | $7.1B |
| Capital ratio | 10.30% (stronger) | 10.25% |
| Problem loans | 0.50% (stronger) | 1.47% |
| Net charge-offs | 0.94% | 0.42% (stronger) |
| Return on assets | 0.47% | 0.72% (stronger) |
| Loans ÷ deposits | 85.1% (stronger) | 98.3% |
| Uninsured deposits | 9.5% (stronger) | 16.2% |
| Offices | 5 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | 45.0% |
Westerra Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Westerra Credit Union leads on 5 and Bellco Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.