Side-by-side · Q2 2026 data
Westerra Credit Union vs Elevations Credit Union
Metric by metric
| Measure | Westerra Credit Union | Elevations Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 53 | 67 (stronger) |
| Loan quality | 83 | 84 (stronger) |
| Earnings | 39 | 60 (stronger) |
| Funding & liquidity | 75 (stronger) | 61 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 41st | 66th |
| Total assets | $2.1B | $3.5B |
| Deposits / shares | $1.7B | $2.7B |
| Capital ratio | 10.30% | 11.73% (stronger) |
| Problem loans | 0.50% | 0.49% (stronger) |
| Net charge-offs | 0.94% | 0.11% (stronger) |
| Return on assets | 0.47% | 1.00% (stronger) |
| Loans ÷ deposits | 85.1% (stronger) | 99.6% |
| Uninsured deposits | 9.5% | 9.2% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | — |
Elevations Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Westerra Credit Union leads on 1 and Elevations Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.