Side-by-side · Q2 2026 data
Westfield Bank vs Dutch Point Credit Union
Metric by metric
| Measure | Westfield Bank | Dutch Point Credit Union |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 88 | 96 (stronger) |
| Earnings | 49 | 60 (stronger) |
| Funding & liquidity | 53 | 96 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 27th | 71st |
| Total assets | $2.7B | $565.4M |
| Deposits / shares | $2.4B | $499.8M |
| Capital ratio | 9.37% | 10.55% (stronger) |
| Problem loans | 0.35% | 0.12% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.20% |
| Return on assets | 0.73% | 1.01% (stronger) |
| Loans ÷ deposits | 90.5% | 63.9% (stronger) |
| Uninsured deposits | 30.1% | 7.1% (stronger) |
| Offices | 25 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Dutch Point Credit Union has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Westfield Bank leads on 1 and Dutch Point Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.