Side-by-side · Q2 2026 data
Westmoreland Water Federal Credit Union vs Alcose Credit Union
Credit union
Westmoreland Water Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Westmoreland Water Federal Credit Union | Alcose Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 89 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 87th |
| Total assets | $23.5M | $16.1M |
| Deposits / shares | $19.1M | $13.7M |
| Capital ratio | 18.89% (stronger) | 16.42% |
| Problem loans | 0.12% | 0.03% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.90% |
| Return on assets | 1.71% (stronger) | 0.66% |
| Loans ÷ deposits | 32.6% (stronger) | 32.8% |
| Uninsured deposits | 2.1% | 0.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westmoreland Water Federal Credit Union has the higher TellerScore (97 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Westmoreland Water Federal Credit Union leads on 5 and Alcose Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.