Side-by-side · Q2 2026 data
Westport Federal Credit Union vs Stoneham Municipal Employees Federal Credit Union
Credit union
Westport Federal Credit Union
Westport, Massachusetts · Under $100 million in assets
Credit union
Stoneham Municipal Employees Federal Credit Union
Stoneham, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Westport Federal Credit Union | Stoneham Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 88 (stronger) | 48 |
| Earnings | 69 (stronger) | 56 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 52nd | 59th |
| Total assets | $82.2M | $69.9M |
| Deposits / shares | $73.9M | $57.8M |
| Capital ratio | 9.94% | 15.27% (stronger) |
| Problem loans | 0.37% (stronger) | 1.57% |
| Net charge-offs | 0.07% | 0.02% (stronger) |
| Return on assets | 1.22% (stronger) | 0.90% |
| Loans ÷ deposits | 54.8% | 36.6% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 4.9% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Stoneham Municipal Employees Federal Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Westport Federal Credit Union leads on 3 and Stoneham Municipal Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.