Side-by-side · Q2 2026 data
Westreet Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Westreet Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 38 | 72 (stronger) |
| Capital cushion | 46 | 63 (stronger) |
| Loan quality | 8 | 83 (stronger) |
| Earnings | 27 | 46 (stronger) |
| Funding & liquidity | 76 | 95 (stronger) |
| Problem-loan coverage | 56 | 93 (stronger) |
| Peer percentile | 1st | 57th |
| Total assets | $966.8M | $305.2M |
| Deposits / shares | $868.4M | $240.4M |
| Capital ratio | 9.55% | 11.26% (stronger) |
| Problem loans | 2.77% | 0.51% (stronger) |
| Net charge-offs | 0.65% (stronger) | 1.07% |
| Return on assets | 0.17% | 0.66% (stronger) |
| Loans ÷ deposits | 84.4% | 65.2% (stronger) |
| Uninsured deposits | 8.8% | 5.0% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Oklahoma Educators Credit Union has the higher TellerScore (72 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Westreet Federal Credit Union leads on 1 and Oklahoma Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.