TellerScore

Westreet Federal Credit Union is a federal credit union headquartered in Tulsa, Oklahoma, in business for about 83 years. At the end of Q2 2026 it reported $966.8M in total assets and $868.4M in member shares and deposits, with 9 offices.

Westreet Federal Credit Union has a TellerScore of 38 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 50th. Funding & liquidity contributes the most (76/100, 84% loans-to-deposits, 9% uninsured); loan quality contributes the least (8/100, 2.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.55%
Loan quality8/100
Loans 60+ days delinquent ÷ total loans: 2.77%
Earnings27/100
Return on assets (annualized): 0.17%
Funding & liquidity76/100
Loans ÷ shares: 84.4% · 8.8% uninsured
Problem-loan coverage56/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 21.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (33 → 38), mostly because the earnings component improved by 9 points.

TellerScore
334556Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202444
Q4 202438
Q1 202534
Q2 202533
Q3 202538
Q4 202539
Q1 202653
Q2 202638
Net worth ratio
7.00%8.46%9.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.91%
Q3 20249.85%
Q4 20249.73%
Q1 20259.54%
Q2 20259.64%
Q3 20259.67%
Q4 20259.72%
Q1 20269.69%
Q2 20269.55%
Delinquent loans (60+ days)
0.92%2.07%3.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.92%
Q3 20241.78%
Q4 20242.31%
Q1 20252.91%
Q2 20253.21%
Q3 20252.75%
Q4 20252.66%
Q1 20261.37%
Q2 20262.77%
Return on assets
-0.82%-0.27%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.03%
Q3 2024-0.67%
Q4 2024-0.82%
Q1 2025-0.14%
Q2 2025-0.05%
Q3 20250.19%
Q4 20250.18%
Q1 20260.27%
Q2 20260.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202638$966.8M9.55%2.77%0.17%84.4%
Q1 202653$968.1M9.69%1.37%0.27%84.4%
Q4 202539$958.5M9.72%2.66%0.18%86.7%
Q3 202538$967.7M9.67%2.75%0.19%87.4%
Q2 202533$953.1M9.64%3.21%-0.05%88.1%
Q1 202534$962.4M9.54%2.91%-0.14%84.1%
Q4 202438$947.0M9.73%2.31%-0.82%85.7%
Q3 202444$972.4M9.85%1.78%-0.67%85.0%
Q2 202456$1.0B9.91%0.92%-0.03%83.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.55%
21st
Problem loans2.77%
3rd
Net charge-offs0.65%
24th
Return on assets0.17%
10th
Loans to deposits84.4%
30th
Uninsured deposits8.8%
23rd
Loan-loss reserves0.00%
50th
Texas ratio22.0%
2nd

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma'S Federal Credit UnionCredit union Oklahoma City, OK77 out of 100, Strong$954.5M12.6%0.25%vs
True Sky Federal Credit UnionCredit union Oklahoma City, OK48 out of 100, Below average$778.4M6.3%0.96%vs
Oklahoma Central Credit UnionCredit union Tulsa, OK83 out of 100, Strong$760.2M13.9%0.24%vs
Fort Sill Federal Credit UnionCredit union Lawton, OK70 out of 100, Strong$394.2M11.6%1.12%vs
Allegiance Federal Credit UnionCredit union Oklahoma City, OK66 out of 100, Moderate$372.5M9.7%0.71%vs
Oklahoma Educators Credit UnionCredit union Oklahoma City, OK72 out of 100, Strong$305.2M11.3%0.51%vs

Deposit insurance

Is my money safe at Westreet Federal Credit Union?

Yes. Westreet Federal Credit Union is a federally insured credit union (NCUA charter #24812). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.8% of shares and deposits ($76.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

9 locations

Branches

Westreet Federal Credit Union lists 9 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Westreet Federal Credit Union
Type
Federal credit union
NCUA charter #
24812
RSSD ID
419590
Primary regulator
NCUA
Established
1943
Headquarters
PO Box 267, Tulsa, OK 74101
Employees
230

Quick answers

Westreet Federal Credit Union: common questions

Is Westreet Federal Credit Union NCUA insured?

Yes. Westreet Federal Credit Union is a federally insured credit union (NCUA charter #24812). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Westreet Federal Credit Union's TellerScore?

38 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Westreet Federal Credit Union have?

9 offices as of the latest NCUA data.