Side-by-side · Q2 2026 data
Westside Community Federal Credit Union vs Family First of NY Federal Credit Union
Credit union
Westside Community Federal Credit Union
Churchville, New York · Under $100 million in assets
Credit union
Family First of NY Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Westside Community Federal Credit Union | Family First of NY Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 81 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 75th | 37th |
| Total assets | $25.7M | $345.3M |
| Deposits / shares | $22.8M | $258.7M |
| Capital ratio | 10.97% | 11.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.59% |
| Net charge-offs | -0.01% (stronger) | 0.17% |
| Return on assets | 1.52% (stronger) | 0.50% |
| Loans ÷ deposits | 57.6% (stronger) | 111.5% |
| Uninsured deposits | 2.4% (stronger) | 4.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westside Community Federal Credit Union has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Westside Community Federal Credit Union leads on 6 and Family First of NY Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.