Side-by-side · Q2 2026 data
Whitaker Bank vs Expree Credit Union
Metric by metric
| Measure | Whitaker Bank | Expree Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 79 (stronger) | 59 |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 77 (stronger) | 53 |
| Funding & liquidity | 80 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 95th | 37th |
| Total assets | $1.9B | $119.1M |
| Deposits / shares | $1.6B | $105.4M |
| Capital ratio | 12.89% (stronger) | 10.86% |
| Problem loans | 0.21% (stronger) | 0.77% |
| Net charge-offs | 0.06% (stronger) | 0.55% |
| Return on assets | 1.42% (stronger) | 0.82% |
| Loans ÷ deposits | 67.3% (stronger) | 89.0% |
| Uninsured deposits | 26.8% | 9.7% (stronger) |
| Offices | 44 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Whitaker Bank leads on 6 and Expree Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.