Side-by-side · Q2 2026 data
Whitaker Bank vs Hometown Bank of Corbin, Inc.
Metric by metric
| Measure | Whitaker Bank | Hometown Bank of Corbin, Inc. |
|---|---|---|
| TellerScore | 84 (stronger) | 63 |
| Capital cushion | 79 (stronger) | 38 |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 77 (stronger) | 51 |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 95th | 24th |
| Total assets | $1.9B | $302.3M |
| Deposits / shares | $1.6B | $268.1M |
| Capital ratio | 12.89% (stronger) | 8.78% |
| Problem loans | 0.21% (stronger) | 0.52% |
| Net charge-offs | 0.06% (stronger) | 0.07% |
| Return on assets | 1.42% (stronger) | 0.78% |
| Loans ÷ deposits | 67.3% (stronger) | 70.8% |
| Uninsured deposits | 26.8% | 26.3% (stronger) |
| Offices | 44 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Whitaker Bank leads on 6 and Hometown Bank of Corbin, Inc. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Corbin, KY
- Williamsburg, KY