Side-by-side · Q2 2026 data
White County Federal Credit Union vs Lion Federal Credit Union
Credit union
White County Federal Credit Union
Searcy, Arkansas · Under $100 million in assets
Metric by metric
| Measure | White County Federal Credit Union | Lion Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 14 | 97 (stronger) |
| Earnings | 59 | 82 (stronger) |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 30th | 92nd |
| Total assets | $17.0M | $18.0M |
| Deposits / shares | $13.8M | $14.5M |
| Capital ratio | 17.68% | 18.72% (stronger) |
| Problem loans | 2.58% | 0.09% (stronger) |
| Net charge-offs | 0.15% | -0.20% (stronger) |
| Return on assets | 0.99% | 1.56% (stronger) |
| Loans ÷ deposits | 80.4% (stronger) | 83.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lion Federal Credit Union has the higher TellerScore (92 vs 65). On the 6 directional measures above (where higher or lower is clearly better), White County Federal Credit Union leads on 1 and Lion Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.