Side-by-side · Q2 2026 data
White River Credit Union vs Mountaincrest Credit Union
Metric by metric
| Measure | White River Credit Union | Mountaincrest Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 66 (stronger) | 26 |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 95 (stronger) | 85 |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 82nd | 41st |
| Total assets | $114.2M | $152.9M |
| Deposits / shares | $94.4M | $130.9M |
| Capital ratio | 17.29% (stronger) | 14.42% |
| Problem loans | 1.01% (stronger) | 2.22% |
| Net charge-offs | 1.84% | 0.96% (stronger) |
| Return on assets | 0.99% | 0.99% (stronger) |
| Loans ÷ deposits | 65.6% (stronger) | 74.8% |
| Uninsured deposits | 3.3% (stronger) | 5.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
White River Credit Union has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), White River Credit Union leads on 5 and Mountaincrest Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.