Side-by-side · Q2 2026 data
White State Bank vs Maynard Savings Bank
Metric by metric
| Measure | White State Bank | Maynard Savings Bank |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 56 | 67 (stronger) |
| Earnings | 85 (stronger) | 67 |
| Funding & liquidity | 92 | 95 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 53rd | 84th |
| Total assets | $109.0M | $108.4M |
| Deposits / shares | $96.4M | $88.2M |
| Capital ratio | 11.16% | 15.08% (stronger) |
| Problem loans | 1.31% | 1.00% (stronger) |
| Net charge-offs | -0.02% | -0.05% (stronger) |
| Return on assets | 1.62% (stronger) | 1.17% |
| Loans ÷ deposits | 38.8% (stronger) | 53.7% |
| Uninsured deposits | 22.2% | 19.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maynard Savings Bank has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), White State Bank leads on 2 and Maynard Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.