TellerScore

Maynard Savings Bank (FDIC certificate #13736) is based in Maynard, Iowa. Its Q2 2026 call report shows $108.4M in total assets and $88.2M in deposits and 3 offices.

Based on its Q2 2026 filing, Maynard Savings Bank scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 45th. Its strongest component is capital cushion (100/100; 15.08%), and its lowest is earnings (67/100; 1.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.08%
Loan quality67/100
Noncurrent loans ÷ total loans: 1.00%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity95/100
Loans ÷ deposits and uninsured-deposit share: 53.7% · 19.4% uninsured
Problem-loan coverage88/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (77 → 83), mostly because the earnings component improved by 19 points.

TellerScore
757983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202475
Q4 202477
Q1 202578
Q2 202577
Q3 202577
Q4 202581
Q1 202682
Q2 202683
Tier 1 leverage ratio
5.00%10.52%16.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202416.04%
Q3 202414.23%
Q4 202414.06%
Q1 202514.43%
Q2 202514.63%
Q3 202514.87%
Q4 202514.79%
Q1 202614.73%
Q2 202615.08%
Noncurrent loans
0.60%0.93%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.60%
Q3 20240.95%
Q4 20240.77%
Q1 20250.92%
Q2 20251.20%
Q3 20251.26%
Q4 20250.94%
Q1 20260.86%
Q2 20261.00%
Return on assets
0.36%0.77%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.37%
Q3 20240.36%
Q4 20240.44%
Q1 20250.57%
Q2 20250.69%
Q3 20250.76%
Q4 20250.84%
Q1 20260.99%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$108.4M15.08%1.00%1.17%53.7%
Q1 202682$111.8M14.73%0.86%0.99%52.9%
Q4 202581$110.8M14.79%0.94%0.84%53.5%
Q3 202577$109.8M14.87%1.26%0.76%54.3%
Q2 202577$108.5M14.63%1.20%0.69%53.9%
Q1 202578$108.0M14.43%0.92%0.57%56.4%
Q4 202477$106.8M14.06%0.77%0.44%54.8%
Q3 202475$109.5M14.23%0.95%0.36%52.3%
Q2 202480$106.0M16.04%0.60%0.37%52.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.08%
87th
Total risk-based capital0.00%
24th
Problem loans1.00%
27th
Net charge-offs-0.05%
96th
Return on assets1.17%
45th
Net interest margin2.75%
6th
Efficiency ratio57.2%
66th
Loans to deposits53.7%
89th
Uninsured deposits19.4%
67th
Loan-loss reserves1.98%
93rd
Texas ratio6.0%
30th

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
White State BankBank South English, IA73 out of 100, Strong$109.0M11.2%1.31%vs
FNNB BankBank Newton, IA70 out of 100, Strong$109.5M9.7%0.55%vs
Security State BankBank Algona, IA72 out of 100, Strong$109.8M27.3%2.14%vs
Breda Savings BankBank Breda, IA82 out of 100, Strong$106.0M10.9%0.00%vs
Sibley State BankBank Sibley, IA77 out of 100, Strong$104.4M11.0%0.46%vs
First Community BankBank Newell, IA64 out of 100, Moderate$115.7M9.4%1.32%vs

Deposit insurance

Is my money safe at Maynard Savings Bank?

Yes. Maynard Savings Bank is an FDIC-insured institution (FDIC certificate #13736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.4% of deposits ($17.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.08%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Maynard Savings Bank lists 3 offices in 3 cities. Most locations:

  • Hawkeye, IA (1)
  • Hazleton, IA (1)
  • Maynard, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Maynard Savings Bank
Former names
The Maynard Savings Bank
Type
State-chartered bank
FDIC certificate #
13736
RSSD ID
1009840
Primary regulator
FDIC
Holding company
Fayette Bcorp
Established
January 1, 1895
Headquarters
310 Main St W, Maynard, IA 50655
Employees
13

Quick answers

Maynard Savings Bank: common questions

Is Maynard Savings Bank FDIC insured?

Yes. Maynard Savings Bank is an FDIC-insured institution (FDIC certificate #13736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Maynard Savings Bank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Maynard Savings Bank ever failed?

There is no failure record for FDIC certificate #13736 in the FDIC failed bank list.

How many branches does Maynard Savings Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Maynard

InstitutionScoreAssetsCapitalProblem loansCompare
Bank 1stBank West Union, IA91 out of 100, Very strong$166.1M15.2%0.00%vs
Community Bank of OelweinBank Oelwein, IA86 out of 100, Very strong$95.0M14.1%0.00%vs
Kerndt Brothers Savings BankBank Lansing, IA79 out of 100, Strong$347.2M10.9%0.65%vs
Northeast Security BankBank Sumner, IA77 out of 100, Strong$461.9M10.8%0.00%vs
Veridian Credit UnionCredit union Waterloo, IA73 out of 100, Strong$9.2B11.6%0.67%vs
Farmers State BankBank Waterloo, IA72 out of 100, Strong$1.6B11.2%0.01%vs