Side-by-side · Q2 2026 data
Whitewater Community Credit Union vs St. James Parish Credit Union
Metric by metric
| Measure | Whitewater Community Credit Union | St. James Parish Credit Union |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 32 | 72 (stronger) |
| Funding & liquidity | 80 (stronger) | 68 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 38th | 89th |
| Total assets | $11.3M | $5.9M |
| Deposits / shares | $10.1M | $4.4M |
| Capital ratio | 10.48% | 21.83% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.66% |
| Return on assets | 0.29% | 1.29% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 92.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. James Parish Credit Union has the higher TellerScore (90 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Whitewater Community Credit Union leads on 2 and St. James Parish Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.