Side-by-side · Q2 2026 data
Wichita Falls Teachers Federal Credit Union vs Postel Family Credit Union
Credit union
Wichita Falls Teachers Federal Credit Union
Wichita Falls, Texas · $100 million – $1 billion
Metric by metric
| Measure | Wichita Falls Teachers Federal Credit Union | Postel Family Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 74 (stronger) | 61 |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 60 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 82nd | 42nd |
| Total assets | $115.6M | $85.2M |
| Deposits / shares | $102.3M | $74.9M |
| Capital ratio | 12.42% (stronger) | 11.05% |
| Problem loans | 0.31% (stronger) | 0.33% |
| Net charge-offs | 0.54% (stronger) | 0.55% |
| Return on assets | 0.99% (stronger) | 0.23% |
| Loans ÷ deposits | 55.2% | 52.9% (stronger) |
| Uninsured deposits | 6.7% | 2.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Wichita Falls Teachers Federal Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Wichita Falls Teachers Federal Credit Union leads on 5 and Postel Family Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.