The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 11 points (71 → 82), mostly because the earnings component improved by 38 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Texas

Yes. Wichita Falls Teachers Federal Credit Union is a federally insured credit union (NCUA charter #2112). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.7% of shares and deposits ($6.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Wichita Falls Teachers Federal Credit Union lists 1 office in 1 city. Most locations:

• Wichita Falls, TX (1)

All branch addresses and map

In 2025, Wichita Falls Teachers Federal Credit Union reported 32 home-loan applications under HMDA (LEI 549300DCAVODU8W5UW13): 32 originated ($2,310,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Wichita Falls Teachers Federal Credit Union

Type

Federal credit union

NCUA charter #

2112

RSSD ID

32775

Primary regulator

NCUA

Established

1937

Headquarters

PO Box 4516, Wichita Falls, TX 76308

Employees

27