Side-by-side · Q2 2026 data
Wichita Federal Credit Union vs Mid American Credit Union
Metric by metric
| Measure | Wichita Federal Credit Union | Mid American Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 95 (stronger) | 39 |
| Loan quality | 30 | 84 (stronger) |
| Earnings | 41 | 47 (stronger) |
| Funding & liquidity | 73 (stronger) | 50 |
| Problem-loan coverage | 79 | 87 (stronger) |
| Peer percentile | 29th | 16th |
| Total assets | $280.5M | $531.9M |
| Deposits / shares | $237.3M | $441.8M |
| Capital ratio | 14.52% (stronger) | 8.94% |
| Problem loans | 2.11% | 0.47% (stronger) |
| Net charge-offs | 2.19% | 0.55% (stronger) |
| Return on assets | 0.53% | 0.66% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 110.6% |
| Uninsured deposits | 3.0% | 2.8% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 16.3% |
Wichita Federal Credit Union has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wichita Federal Credit Union leads on 3 and Mid American Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.