Side-by-side · Q2 2026 data
Widget Federal Credit Union vs Erie Firefighters Federal Credit Union
Credit union
Erie Firefighters Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Widget Federal Credit Union | Erie Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 57 | 89 (stronger) |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 47 | 55 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 60th | 77th |
| Total assets | $480.3M | $10.0M |
| Deposits / shares | $428.1M | $8.6M |
| Capital ratio | 10.71% | 13.94% (stronger) |
| Problem loans | 0.36% | 0.31% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 0.69% | 0.88% (stronger) |
| Loans ÷ deposits | 63.4% | 29.2% (stronger) |
| Uninsured deposits | 3.0% | 1.1% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 49.1% | — |
Erie Firefighters Federal Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Widget Federal Credit Union leads on 0 and Erie Firefighters Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.