TellerScore

Erie Firefighters Federal Credit Union (NCUA charter #8625) is based in Erie, Pennsylvania. Its Q2 2026 call report shows $10.0M in total assets and $8.6M in member shares and deposits and 1 office.

Erie Firefighters Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 70th. Funding & liquidity contributes the most (100/100, 29% loans-to-deposits, 1% uninsured); earnings contributes the least (55/100, 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.94%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity100/100
Loans ÷ shares: 29.2% · 1.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the capital cushion component improved by 15 points.

TellerScore
778388Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202480
Q4 202483
Q1 202579
Q2 202583
Q3 202588
Q4 202584
Q1 202688
Q2 202685
Net worth ratio
7.00%10.53%14.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.62%
Q3 202411.91%
Q4 202412.49%
Q1 202512.37%
Q2 202512.40%
Q3 202513.29%
Q4 202513.94%
Q1 202614.05%
Q2 202613.94%
Delinquent loans (60+ days)
0.00%0.21%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.42%
Q1 20260.00%
Q2 20260.31%
Return on assets
0.39%0.74%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.42%
Q3 20240.63%
Q4 20240.77%
Q1 20250.39%
Q2 20250.81%
Q3 20251.09%
Q4 20250.93%
Q1 20260.88%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$10.0M13.94%0.31%0.88%29.2%
Q1 202688$9.8M14.05%0.00%0.88%30.8%
Q4 202584$9.7M13.94%0.42%0.93%32.8%
Q3 202588$10.1M13.29%0.00%1.09%31.9%
Q2 202583$10.5M12.40%0.00%0.81%30.3%
Q1 202579$10.3M12.37%0.00%0.39%32.4%
Q4 202483$10.1M12.49%0.00%0.77%34.7%
Q3 202480$10.4M11.91%0.00%0.63%35.2%
Q2 202477$10.4M11.62%0.00%0.42%35.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.94%
47th
Problem loans0.31%
68th
Net charge-offs0.00%
77th
Return on assets0.88%
62nd
Loans to deposits29.2%
90th
Uninsured deposits1.1%
53rd
Loan-loss reserves0.00%
37th
Texas ratio0.6%
74th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
A T & T Employees Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA83 out of 100, Strong$9.6M29.6%0.41%vs
A.B. Federal Credit UnionCredit union Duncansville, PA91 out of 100, Very strong$10.5M14.8%0.08%vs
Sarco Federal Credit UnionCredit union Bethlehem, PA82 out of 100, Strong$9.4M23.4%1.22%vs
Allegheny Valley Federal Credit UnionCredit union Pittsburgh, PA85 out of 100, Very strong$10.8M31.3%0.12%vs
Cmc-Fcpi Employees Federal Credit UnionCredit union Scranton, PA75 out of 100, Strong$10.8M11.7%0.44%vs
I B E W Local 56 Federal Credit UnionCredit union Erie, PA67 out of 100, Moderate$10.8M13.0%2.27%vs

Deposit insurance

Is my money safe at Erie Firefighters Federal Credit Union?

Yes. Erie Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #8625). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.1% of shares and deposits ($97K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Erie Firefighters Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Erie Firefighters Federal Credit Union
Type
Federal credit union
NCUA charter #
8625
RSSD ID
134884
Primary regulator
NCUA
Established
1953
Headquarters
3204 Maple St, Erie, PA 16508
Employees
2

Quick answers

Erie Firefighters Federal Credit Union: common questions

Is Erie Firefighters Federal Credit Union NCUA insured?

Yes. Erie Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #8625). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Erie Firefighters Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Erie Firefighters Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Erie

InstitutionScoreAssetsCapitalProblem loansCompare
Locomotive & Control Employees Federal Credit UnionCredit union Erie, PA91 out of 100, Very strong$20.3M26.1%0.71%vs
Erie Police Federal Credit UnionCredit union Erie, PA89 out of 100, Very strong$2.5M26.2%0.00%vs
Tri State Rail Federal Credit UnionCredit union Erie, PA84 out of 100, Strong$19.9M20.0%0.50%vs
North East Welch Federal Credit UnionCredit union North East, PA82 out of 100, Strong$26.0M16.8%1.37%vs
Saint Vincent Erie Federal Credit UnionCredit union Erie, PA77 out of 100, Strong$17.9M12.2%0.86%vs
Widget Federal Credit UnionCredit union Erie, PA73 out of 100, Strong$480.3M10.7%0.36%vs