Side-by-side · Q2 2026 data
Widget Federal Credit Union vs West-Aircomm Federal Credit Union
Credit union
West-Aircomm Federal Credit Union
Beaver, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Widget Federal Credit Union | West-Aircomm Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 57 | 74 (stronger) |
| Loan quality | 88 (stronger) | 37 |
| Earnings | 47 | 65 (stronger) |
| Funding & liquidity | 97 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 60th | 31st |
| Total assets | $480.3M | $375.7M |
| Deposits / shares | $428.1M | $332.6M |
| Capital ratio | 10.71% | 12.42% (stronger) |
| Problem loans | 0.36% (stronger) | 1.90% |
| Net charge-offs | 0.30% (stronger) | 0.44% |
| Return on assets | 0.69% | 1.11% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 76.4% |
| Uninsured deposits | 3.0% (stronger) | 9.5% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 49.1% | 10.0% |
Widget Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Widget Federal Credit Union leads on 5 and West-Aircomm Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.