TellerScore

Side-by-side · Q2 2026 data

Wildfire Credit Union vs 4front Credit Union

Credit union

Wildfire Credit Union

Saginaw, Michigan · $1 billion – $10 billion

70of 100
Strong

Credit union

4front Credit Union

Traverse City, Michigan · $1 billion – $10 billion

54of 100
Below average

Metric by metric

MeasureWildfire Credit Union4front Credit Union
TellerScore70 (stronger)54
Capital cushion60 (stronger)52
Loan quality80 (stronger)42
Earnings4444
Funding & liquidity92 (stronger)79
Problem-loan coverage93 (stronger)75
Peer percentile58th11th
Total assets$1.2B$1.0B
Deposits / shares$1.1B$929.6M
Capital ratio10.95% (stronger)10.15%
Problem loans0.60% (stronger)1.73%
Net charge-offs0.51%0.43% (stronger)
Return on assets0.59%0.61% (stronger)
Loans ÷ deposits68.1% (stronger)80.8%
Uninsured deposits10.9%4.3% (stronger)
Offices512
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)12.1%10.0%

Wildfire Credit Union has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Wildfire Credit Union leads on 4 and 4front Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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