Side-by-side · Q2 2026 data
Wildfire Credit Union vs Michigan Educational Credit Union
Metric by metric
| Measure | Wildfire Credit Union | Michigan Educational Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 60 | 67 (stronger) |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 44 (stronger) | 40 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 58th | 75th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.1B | $987.0M |
| Capital ratio | 10.95% | 11.70% (stronger) |
| Problem loans | 0.60% | 0.29% (stronger) |
| Net charge-offs | 0.51% | 0.16% (stronger) |
| Return on assets | 0.59% (stronger) | 0.49% |
| Loans ÷ deposits | 68.1% | 48.9% (stronger) |
| Uninsured deposits | 10.9% | 4.8% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Michigan Educational Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Wildfire Credit Union leads on 1 and Michigan Educational Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.