Side-by-side · Q2 2026 data
Wildfire Credit Union vs Zeal Credit Union
Metric by metric
| Measure | Wildfire Credit Union | Zeal Credit Union |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 80 (stronger) | 50 |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 58th | 92nd |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.1B | $843.6M |
| Capital ratio | 10.95% | 19.82% (stronger) |
| Problem loans | 0.60% (stronger) | 1.50% |
| Net charge-offs | 0.51% (stronger) | 0.97% |
| Return on assets | 0.59% | 2.79% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 84.2% |
| Uninsured deposits | 10.9% | 6.3% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 18.7% |
Zeal Credit Union has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Wildfire Credit Union leads on 3 and Zeal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.