Side-by-side · Q2 2026 data
Willamette Valley Bank vs First Community Credit Union
Metric by metric
| Measure | Willamette Valley Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 41 | 72 (stronger) |
| Funding & liquidity | 62 | 79 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 95th |
| Total assets | $465.4M | $1.9B |
| Deposits / shares | $358.8M | $1.6B |
| Capital ratio | 16.99% (stronger) | 13.29% |
| Problem loans | 0.22% | 0.04% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.53% | 1.31% (stronger) |
| Loans ÷ deposits | 83.7% | 81.0% (stronger) |
| Uninsured deposits | 28.6% | 6.3% (stronger) |
| Offices | 4 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
First Community Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Willamette Valley Bank leads on 2 and First Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.