Side-by-side · Q2 2026 data
Willamette Valley Bank vs Ibew/Sj Cascade Federal Credit Union
Metric by metric
| Measure | Willamette Valley Bank | Ibew/Sj Cascade Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 93 (stronger) | 56 |
| Earnings | 41 | 92 (stronger) |
| Funding & liquidity | 62 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 80th | 70th |
| Total assets | $465.4M | $22.5M |
| Deposits / shares | $358.8M | $19.2M |
| Capital ratio | 16.99% (stronger) | 14.11% |
| Problem loans | 0.22% (stronger) | 1.31% |
| Net charge-offs | 0.00% (stronger) | 0.93% |
| Return on assets | 0.53% | 1.80% (stronger) |
| Loans ÷ deposits | 83.7% | 71.8% (stronger) |
| Uninsured deposits | 28.6% | 7.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Ibew/Sj Cascade Federal Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Willamette Valley Bank leads on 3 and Ibew/Sj Cascade Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.