Side-by-side · Q2 2026 data
Williamsville State Bank & Trust vs Bank of Stronghurst
Metric by metric
| Measure | Williamsville State Bank & Trust | Bank of Stronghurst |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 95 (stronger) | 92 |
| Loan quality | 65 (stronger) | 44 |
| Earnings | 19 | 38 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 48th | 40th |
| Total assets | $93.8M | $87.6M |
| Deposits / shares | $83.0M | $77.8M |
| Capital ratio | 14.53% (stronger) | 14.17% |
| Problem loans | 1.04% (stronger) | 1.69% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.03% | 0.45% (stronger) |
| Loans ÷ deposits | 29.2% (stronger) | 52.2% |
| Uninsured deposits | 12.9% | 6.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Williamsville State Bank & Trust has the higher TellerScore (73 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Williamsville State Bank & Trust leads on 4 and Bank of Stronghurst on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.