Headquartered in Stronghurst, Illinois, Bank of Stronghurst is a state-chartered bank with $87.6M in total assets and $77.8M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1946.
Bank of Stronghurst has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 173rd. Funding & liquidity contributes the most (100/100, 52% loans-to-deposits, 6% uninsured); earnings contributes the least (38/100, 0.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (78 → 70), mostly because the loan quality component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 68 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 69 |
| Q4 2025 | 75 |
| Q1 2026 | 75 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.86% |
| Q3 2024 | 14.02% |
| Q4 2024 | 13.95% |
| Q1 2025 | 14.02% |
| Q2 2025 | 13.87% |
| Q3 2025 | 14.19% |
| Q4 2025 | 14.31% |
| Q1 2026 | 14.23% |
| Q2 2026 | 14.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.65% |
| Q4 2024 | 1.44% |
| Q1 2025 | 0.67% |
| Q2 2025 | 0.59% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.11% |
| Q2 2026 | 1.69% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.01% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.35% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.38% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $87.6M | 14.17% | 1.69% | 0.45% | 52.2% |
| Q1 2026 | 75 | $86.7M | 14.23% | 1.11% | 0.44% | 51.1% |
| Q4 2025 | 75 | $85.8M | 14.31% | 1.10% | 0.38% | 55.5% |
| Q3 2025 | 69 | $84.2M | 14.19% | 1.68% | 0.40% | 56.1% |
| Q2 2025 | 78 | $87.2M | 13.87% | 0.59% | 0.35% | 51.9% |
| Q1 2025 | 78 | $87.3M | 14.02% | 0.67% | 0.32% | 48.0% |
| Q4 2024 | 68 | $84.3M | 13.95% | 1.44% | 0.11% | 51.5% |
| Q3 2024 | 75 | $83.9M | 14.02% | 0.65% | 0.03% | 52.4% |
| Q2 2024 | 75 | $84.1M | 13.86% | 0.61% | -0.01% | 51.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants State Bank of BushnellBank Bushnell, IL | 83 out of 100, Strong | $86.5M | 10.5% | 0.00% | vs |
| Bank of Yates CityBank Yates City, IL | 42 out of 100, Below average | $89.1M | 9.7% | 4.27% | vs |
| Villa Grove State BankBank Villa Grove, IL | 86 out of 100, Very strong | $85.9M | 12.2% | 0.00% | vs |
| The Old Exchange National Bank of OkawvilleBank Okawville, IL | 80 out of 100, Strong | $91.3M | 11.1% | 0.19% | vs |
| Mason City National BankBank Mason City, IL | 96 out of 100, Very strong | $91.4M | 15.3% | 0.04% | vs |
| The First Bank and Trust Company of MurphysboroBank Murphysboro, IL | 33 out of 100, Low | $83.1M | 9.3% | 3.39% | vs |
Deposit insurance
Is my money safe at Bank of Stronghurst?
Yes. Bank of Stronghurst is an FDIC-insured institution (FDIC certificate #16413). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 6.2% of deposits ($4.8M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Bank of Stronghurst lists 3 offices in 3 cities. Most locations:
- Dallas City, IL (1)
- Lomax, IL (1)
- Stronghurst, IL (1)
Identity & history
Profile
- Legal name
- Bank of Stronghurst
- Type
- State-chartered bank
- FDIC certificate #
- 16413
- RSSD ID
- 593940
- Primary regulator
- FDIC
- Established
- April 27, 1946
- Headquarters
- 108 E Main St, Stronghurst, IL 61480
- Website
- www.bankofstronghurst.com
- Employees
- 17
Quick answers
Bank of Stronghurst: common questions
Is Bank of Stronghurst FDIC insured?
Yes. Bank of Stronghurst is an FDIC-insured institution (FDIC certificate #16413). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Stronghurst's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Stronghurst ever failed?
There is no failure record for FDIC certificate #16413 in the FDIC failed bank list.
How many branches does Bank of Stronghurst have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Stronghurst
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Casebine Community Credit UnionCredit union Burlington, IA | 95 out of 100, Very strong | $29.1M | 22.5% | 0.08% | vs |
| Farmers and Merchants State Bank of BushnellBank Bushnell, IL | 83 out of 100, Strong | $86.5M | 10.5% | 0.00% | vs |
| Security Savings BankBank Monmouth, IL | 80 out of 100, Strong | $241.4M | 13.0% | 0.30% | vs |
| Farmers Savings BankBank Wever, IA | 80 out of 100, Strong | $130.5M | 13.7% | 0.27% | vs |
| Burlington Municipal Employees Credit UnionCredit union Burlington, IA | 80 out of 100, Strong | $4.7M | 15.6% | 0.87% | vs |
| Aim Credit UnionCredit union Dubuque, IA | 79 out of 100, Strong | $201.2M | 13.1% | 0.60% | vs |