Side-by-side · Q2 2026 data
Williamsville State Bank & Trust vs Community Bank of Easton
Metric by metric
| Measure | Williamsville State Bank & Trust | Community Bank of Easton |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 19 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 48th | 78th |
| Total assets | $93.8M | $43.0M |
| Deposits / shares | $83.0M | $34.1M |
| Capital ratio | 14.53% | 16.32% (stronger) |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.03% | 0.29% (stronger) |
| Loans ÷ deposits | 29.2% (stronger) | 54.5% |
| Uninsured deposits | 12.9% (stronger) | 22.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Community Bank of Easton has the higher TellerScore (85 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Williamsville State Bank & Trust leads on 2 and Community Bank of Easton on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.