TellerScore

Headquartered in Easton, Illinois, Community Bank of Easton is a state-chartered bank with $43.0M in total assets and $34.1M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1962.

Based on its Q2 2026 filing, Community Bank of Easton scores 85/100, which we describe as very strong. That is higher than 78% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 35th. Its strongest component is capital cushion (100/100; 16.32%), and its lowest is earnings (32/100; 0.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.32%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings32/100
Return on assets (annualized): 0.29%
Funding & liquidity91/100
Loans ÷ deposits and uninsured-deposit share: 54.5% · 22.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (94 → 85), mostly because the earnings component weakened by 68 points.

TellerScore
818894Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202493
Q4 202494
Q1 202594
Q2 202594
Q3 202581
Q4 202581
Q1 202687
Q2 202685
Tier 1 leverage ratio
5.00%15.89%26.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202425.86%
Q3 202426.61%
Q4 202426.77%
Q1 202526.02%
Q2 202526.32%
Q3 202517.69%
Q4 202517.09%
Q1 202615.67%
Q2 202616.32%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.32%1.20%2.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.72%
Q3 20242.66%
Q4 20242.27%
Q1 20252.45%
Q2 20252.29%
Q3 2025-0.32%
Q4 2025-0.11%
Q1 20260.52%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$43.0M16.32%0.00%0.29%54.5%
Q1 202687$44.8M15.67%0.00%0.52%41.1%
Q4 202581$44.7M17.09%0.00%-0.11%43.9%
Q3 202581$40.0M17.69%0.00%-0.32%44.1%
Q2 202594$39.3M26.32%0.00%2.29%54.1%
Q1 202594$42.2M26.02%0.00%2.45%56.0%
Q4 202494$40.4M26.77%0.00%2.27%58.8%
Q3 202493$39.1M26.61%0.00%2.66%64.6%
Q2 202494$39.2M25.86%0.00%2.72%65.1%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.32%
76th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets0.29%
21st
Net interest margin4.32%
67th
Efficiency ratio79.2%
33rd
Loans to deposits54.5%
65th
Uninsured deposits22.9%
25th
Loan-loss reserves0.91%
25th
Texas ratio0.0%
85th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Country Trust BankBank Bloomington, IL93 out of 100, Very strong$42.3M78.7%0.00%vs
North Side Federal Savings and Loan Association of ChicagoBank Chicago, IL42 out of 100, Below average$41.8M9.0%1.83%vs
Fairview State Banking CompanyBank Fairview, IL83 out of 100, Strong$40.9M14.3%0.61%vs
Table Grove State BankBank Table Grove, IL57 out of 100, Moderate$45.9M12.5%1.65%vs
First State Bank of Van OrinBank Van Orin, IL53 out of 100, Below average$40.0M12.4%4.54%vs
Farmers State Bank of EmdenBank Emden, IL91 out of 100, Very strong$37.8M29.6%0.00%vs

Deposit insurance

Is my money safe at Community Bank of Easton?

Yes. Community Bank of Easton is an FDIC-insured institution (FDIC certificate #18568). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.9% of deposits ($7.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Community Bank of Easton lists 1 office in 1 city. Most locations:

  • Easton, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Community Bank of Easton
Type
State-chartered bank
FDIC certificate #
18568
RSSD ID
958231
Primary regulator
FDIC
Holding company
Uir Acceptance Corp
Established
August 1, 1962
Headquarters
202 W Main St, Easton, IL 62633
Employees
7

Quick answers

Community Bank of Easton: common questions

Is Community Bank of Easton FDIC insured?

Yes. Community Bank of Easton is an FDIC-insured institution (FDIC certificate #18568). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bank of Easton's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bank of Easton ever failed?

There is no failure record for FDIC certificate #18568 in the FDIC failed bank list.

How many branches does Community Bank of Easton have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Easton

InstitutionScoreAssetsCapitalProblem loansCompare
Mason City National BankBank Mason City, IL96 out of 100, Very strong$91.4M15.3%0.04%vs
Farmers State Bank of EmdenBank Emden, IL91 out of 100, Very strong$37.8M29.6%0.00%vs
Prairie State Bank and TrustBank Springfield, IL80 out of 100, Strong$840.1M12.4%0.52%vs
Petefish, Skiles & Co.Bank Virginia, IL75 out of 100, Strong$501.6M9.1%0.14%vs
Ipava State BankBank Lewistown, IL73 out of 100, Strong$221.9M9.7%0.20%vs
Williamsville State Bank & TrustBank Williamsville, IL73 out of 100, Strong$93.8M14.5%1.04%vs