Side-by-side · Q2 2026 data
Wilmington Police & Fire Federal Credit Union vs Provident Federal Credit Union
Credit union
Wilmington Police & Fire Federal Credit Union
Wilmington, Delaware · Under $100 million in assets
Metric by metric
| Measure | Wilmington Police & Fire Federal Credit Union | Provident Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 64 (stronger) |
| Capital cushion | 97 (stronger) | 91 |
| Loan quality | 18 | 42 (stronger) |
| Earnings | 4 | 11 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 20th | 28th |
| Total assets | $14.3M | $11.9M |
| Deposits / shares | $12.2M | $10.2M |
| Capital ratio | 14.65% (stronger) | 14.07% |
| Problem loans | 2.45% | 1.75% (stronger) |
| Net charge-offs | -0.01% (stronger) | 2.23% |
| Return on assets | -0.39% | -0.23% (stronger) |
| Loans ÷ deposits | 22.4% (stronger) | 50.4% |
| Uninsured deposits | 0.0% (stronger) | 4.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Provident Federal Credit Union has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Wilmington Police & Fire Federal Credit Union leads on 4 and Provident Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.